Flexible Financing
Synchrony Home
We’re thrilled to partner with Synchrony to offer the Synchrony Home Credit Card! Enjoy the convenience of a revolving credit line that you can use repeatedly—anywhere the Synchrony Home Credit Card is accepted.
Special Promotional Financing:
- 6 Months Interest-Free on qualifying purchases (subject to credit approval).
- 12 Months Interest-Free for purchases of $2,500 or more (subject to credit approval).
Exclusive Perks:
- $0 fraud liability and secure digital access to your account.
- Personalized credit limit for all home purchases—furniture, décor, and more.
- Power to request credit limit increases over time.
- Easy online account management and 24/7 customer support.
How It Works:
With our deferred interest promotions, a minimum monthly payment is required (amount varies based on balance and terms). No interest is charged if you pay your promotional balance in full by the end of the promotional period.
To apply for Synchrony Home, press the button below!
Snap Finance
Snap Finance offers lease-to-own financing that helps customers with limited or challenged credit get approved to take merchandise home today and make scheduled payments until ownership. Approvals commonly range into the low thousands, and you can apply online or in-store and get a decision in seconds.
Key features & perks
- Designed for credit-challenged shoppers — no traditional credit score requirement for many applicants (Snap looks at multiple data points).
- Fast decisions — apply online, in-store, or on your phone and know in seconds.
- Approval amounts — Snap publicly lists approval amounts typically in the $300–$5,000 range. (Some merchant pages and UI elements also show $150 as a selectable transaction amount; merchant minimums can vary.)
- Flexible plans — lease-to-own plans can have different term lengths and early-ownership options to reduce overall cost.
- Works for many durable goods — commonly used for furniture, mattresses, décor, and similar items.
The lease-to-own agreement offered by Snap RTO LLC is a financing option not available to residents of Minnesota, New Jersey, and Wisconsin.
- While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the lease-to-own application. Not all applicants are approved.
- As of February, 2023, the average approval amount a customer receives is $2,900.
- Standard, lease-to-own terms renew for maximum of 12-18 months. The agreement includes a Cost of Lease above the cost of the merchandise. To exercise one of our early ownership options, customers must call Snap Customer Care at 877-557-3769 and then complete all payments within the contracted number of days. Learn more by chatting with us.
To apply for Snap Finance, press the button below!
Progressive Leasing
We’re proud to offer hassle-free financing options through Progressive Leasing—a leading lease-to-own solution designed to fit your budget. Whether you’re shopping for furniture, appliances, or home essentials, Progressive Leasing provides flexible payment plans with no credit needed for approval. Enjoy the freedom to take your purchases home today and pay over time with manageable payments. Approval is quick, easy, and tailored to your needs, making it simpler than ever to get what you love without delay.
*Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer’s cash price. Select items only. Cancel or purchase early at any time. Not available in MN, NJ, VT, WI, WY.
*No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved
*Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
* The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost.
To apply for our Progressive Leasing Option, please click the button below!